
    /* ── Design Tokens ─────────────────────────────────── */
    :root {
      --ink:       #0f1923;
      --ink-soft:  #3a4a58;
      --gold:      #b8882a;
      --gold-lt:   #d4a843;
      --cream:     #f7f4ef;
      --white:     #ffffff;
      --slate:     #e8e4dd;
      --accent:    #1a3a5c;
      --accent-lt: #2a5485;
      --danger:    #8b1a1a;

      --ff-display: 'Playfair Display', Georgia, serif;
      --ff-body:    'Source Sans 3', sans-serif;

      --radius:  6px;
      --shadow:  0 4px 24px rgba(15,25,35,.10);
      --trans:   .3s ease;
    }

    /* ── Reset & Base ──────────────────────────────────── */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }
    body {
      font-family: var(--ff-body);
      color: var(--ink);
      background: var(--white);
      line-height: 1.65;
      font-size: 16px;
    }
    img { max-width: 100%; height: auto; display: block; }
    a { color: inherit; text-decoration: none; }

    /* ── Skip Link ─────────────────────────────────────── */
    .skip-link {
      position: absolute; top: -50px; left: 1rem;
      background: var(--gold); color: var(--white);
      padding: .5rem 1rem; border-radius: var(--radius);
      font-weight: 600; transition: top var(--trans); z-index: 9999;
    }
    .skip-link:focus { top: 1rem; }

    /* ── Header / Nav ──────────────────────────────────── */
    .site-header {
      position: sticky; top: 0; z-index: 100;
      background: rgba(255,255,255,.96);
      backdrop-filter: blur(8px);
      border-bottom: 1px solid var(--slate);
      box-shadow: 0 1px 12px rgba(15,25,35,.06);
    }
    .nav-inner {
      max-width: 1180px; margin: 0 auto;
      display: flex; align-items: center; justify-content: space-between;
      padding: .9rem 1.5rem;
    }
    .logo {
      font-family: var(--ff-display);
      font-size: 1.35rem; font-weight: 700;
      color: var(--ink); letter-spacing: -.01em;
    }
    .logo span { color: var(--gold); }
    .nav-links {
      display: flex; gap: 2rem;
      list-style: none;
      font-size: .92rem; font-weight: 500;
    }
    .nav-links a {
      color: var(--ink-soft);
      padding-bottom: 2px;
      border-bottom: 2px solid transparent;
      transition: color var(--trans), border-color var(--trans);
    }
    .nav-links a:hover { color: var(--gold); border-color: var(--gold); }
    .nav-cta {
      background: var(--gold); color: var(--white) !important;
      padding: .55rem 1.25rem; border-radius: var(--radius);
      border: none !important;
      font-weight: 600; transition: background var(--trans), transform var(--trans);
    }
    .nav-cta:hover { background: var(--gold-lt); transform: translateY(-1px); }

    /* ── Hero ──────────────────────────────────────────── */
    .hero {
      position: relative;
      background: var(--ink);
      min-height: 88vh;
      display: flex; align-items: center;
      overflow: hidden;
    }
    .hero::before {
      content: '';
      position: absolute; inset: 0;
      background:
        radial-gradient(ellipse 70% 60% at 65% 50%, rgba(26,58,92,.55) 0%, transparent 70%),
        radial-gradient(ellipse 40% 40% at 20% 80%, rgba(184,136,42,.18) 0%, transparent 60%);
      z-index: 1;
    }
    .hero-bg {
      position: absolute; inset: 0;
      background: linear-gradient(135deg, #0f1923 0%, #1a2d42 50%, #0f1923 100%);
      z-index: 0;
    }
    /* Geometric decoration */
    .hero-deco {
      position: absolute; right: -80px; top: -80px;
      width: 600px; height: 600px;
      border: 1px solid rgba(184,136,42,.15);
      border-radius: 50%;
      z-index: 1;
    }
    .hero-deco::after {
      content: '';
      position: absolute; inset: 60px;
      border: 1px solid rgba(184,136,42,.1);
      border-radius: 50%;
    }
    .hero-inner {
      position: relative; z-index: 2;
      max-width: 1180px; margin: 0 auto; padding: 6rem 1.5rem;
      display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center;
    }
    .hero-label {
      display: inline-flex; align-items: center; gap: .5rem;
      font-size: .78rem; letter-spacing: .12em; text-transform: uppercase;
      color: var(--gold); margin-bottom: 1.25rem; font-weight: 600;
    }
    .hero-label::before {
      content: '';
      display: inline-block; width: 28px; height: 1px; background: var(--gold);
    }
    .hero h1 {
      font-family: var(--ff-display);
      font-size: clamp(2.2rem, 4.5vw, 3.6rem);
      font-weight: 700; line-height: 1.18;
      color: var(--white);
      margin-bottom: 1.5rem;
    }
    .hero h1 em {
      color: var(--gold); font-style: normal;
    }
    .hero-sub {
      color: rgba(255,255,255,.72);
      font-size: 1.1rem; font-weight: 300;
      max-width: 480px; margin-bottom: 2.5rem;
      line-height: 1.75;
    }
    .hero-actions {
      display: flex; gap: 1rem; flex-wrap: wrap;
    }
    .btn-primary {
      display: inline-flex; align-items: center; gap: .5rem;
      background: var(--gold); color: var(--white);
      padding: .85rem 2rem; border-radius: var(--radius);
      font-weight: 600; font-size: 1rem;
      transition: background var(--trans), transform var(--trans), box-shadow var(--trans);
      box-shadow: 0 4px 18px rgba(184,136,42,.35);
    }
    .btn-primary:hover {
      background: var(--gold-lt);
      transform: translateY(-2px);
      box-shadow: 0 8px 28px rgba(184,136,42,.45);
    }
    .btn-outline {
      display: inline-flex; align-items: center; gap: .5rem;
      border: 1px solid rgba(255,255,255,.35); color: var(--white);
      padding: .85rem 2rem; border-radius: var(--radius);
      font-weight: 500; font-size: 1rem;
      transition: border-color var(--trans), background var(--trans);
    }
    .btn-outline:hover {
      border-color: var(--gold); background: rgba(184,136,42,.1);
    }
    .hero-visual {
      display: flex; flex-direction: column; gap: 1.25rem;
    }
    .stat-card {
      background: rgba(255,255,255,.05);
      border: 1px solid rgba(255,255,255,.1);
      border-radius: 10px;
      padding: 1.5rem 1.75rem;
      backdrop-filter: blur(10px);
      transition: transform var(--trans), border-color var(--trans);
    }
    .stat-card:hover {
      transform: translateX(-4px);
      border-color: rgba(184,136,42,.35);
    }
    .stat-card .num {
      font-family: var(--ff-display);
      font-size: 2rem; font-weight: 700; color: var(--gold);
      line-height: 1;
    }
    .stat-card .label {
      font-size: .9rem; color: rgba(255,255,255,.65);
      margin-top: .25rem;
    }

    /* ── USP Bar ───────────────────────────────────────── */
    .usp-bar {
      background: var(--accent);
      padding: 1.5rem;
    }
    .usp-bar-inner {
      max-width: 1180px; margin: 0 auto;
      display: flex; justify-content: center; gap: 3rem;
      flex-wrap: wrap;
    }
    .usp-item {
      display: flex; align-items: center; gap: .75rem;
      color: rgba(255,255,255,.85); font-size: .92rem; font-weight: 500;
    }
    .usp-icon {
      width: 36px; height: 36px;
      background: rgba(184,136,42,.2);
      border-radius: 50%;
      display: flex; align-items: center; justify-content: center;
      font-size: 1rem; flex-shrink: 0;
    }

    /* ── Section Helpers ──────────────────────────────── */
    .section {
      padding: 5.5rem 1.5rem;
    }
    .section-alt { background: var(--cream); }
    .container { max-width: 1180px; margin: 0 auto; }
    .section-label {
      font-size: .78rem; letter-spacing: .12em; text-transform: uppercase;
      color: var(--gold); font-weight: 600; margin-bottom: .75rem;
      display: flex; align-items: center; gap: .5rem;
    }
    .section-label::before {
      content: ''; width: 20px; height: 1px; background: var(--gold);
    }
    .section-heading {
      font-family: var(--ff-display);
      font-size: clamp(1.8rem, 3.5vw, 2.6rem);
      font-weight: 700; color: var(--ink);
      line-height: 1.25; margin-bottom: 1rem;
    }
    .section-lead {
      font-size: 1.1rem; color: var(--ink-soft);
      max-width: 620px; line-height: 1.7;
    }
    .heading-block { margin-bottom: 3.5rem; }

    /* ── Services Grid ─────────────────────────────────── */
    .services-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      gap: 2rem;
    }
    .service-card {
      background: var(--white);
      border: 1px solid var(--slate);
      border-radius: 12px;
      padding: 2.25rem;
      transition: transform var(--trans), box-shadow var(--trans), border-color var(--trans);
      position: relative; overflow: hidden;
    }
    .service-card::before {
      content: '';
      position: absolute; top: 0; left: 0; right: 0;
      height: 3px;
      background: linear-gradient(90deg, var(--gold), var(--gold-lt));
      opacity: 0; transition: opacity var(--trans);
    }
    .service-card:hover {
      transform: translateY(-5px);
      box-shadow: var(--shadow);
      border-color: transparent;
    }
    .service-card:hover::before { opacity: 1; }
    .service-icon {
      width: 52px; height: 52px;
      background: linear-gradient(135deg, var(--accent), var(--accent-lt));
      border-radius: 12px;
      display: flex; align-items: center; justify-content: center;
      font-size: 1.5rem; margin-bottom: 1.25rem;
      flex-shrink: 0;
    }
    .service-card h3 {
      font-family: var(--ff-display);
      font-size: 1.25rem; font-weight: 700;
      color: var(--ink); margin-bottom: .75rem;
    }
    .service-card p {
      font-size: .97rem; color: var(--ink-soft); line-height: 1.7;
      margin-bottom: 1.25rem;
    }
    .service-tags {
      display: flex; flex-wrap: wrap; gap: .5rem;
    }
    .tag {
      font-size: .75rem; font-weight: 600; letter-spacing: .05em;
      background: rgba(26,58,92,.08); color: var(--accent);
      padding: .3rem .65rem; border-radius: 20px;
    }

    /* ── Process Steps ─────────────────────────────────── */
    .steps-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
      gap: 2rem; counter-reset: step;
    }
    .step {
      position: relative; padding: 2rem;
      background: var(--white); border-radius: 12px;
      border: 1px solid var(--slate);
      counter-increment: step;
    }
    .step::before {
      content: counter(step, decimal-leading-zero);
      font-family: var(--ff-display);
      font-size: 3.5rem; font-weight: 900;
      color: rgba(184,136,42,.12);
      position: absolute; top: .75rem; right: 1.25rem;
      line-height: 1;
    }
    .step h3 {
      font-family: var(--ff-display);
      font-size: 1.15rem; font-weight: 700;
      color: var(--ink); margin-bottom: .6rem;
    }
    .step p { font-size: .95rem; color: var(--ink-soft); line-height: 1.65; }

    /* ── Expert Bio ────────────────────────────────────── */
    .expert-grid {
      display: grid; grid-template-columns: 1fr 1.8fr; gap: 5rem; align-items: center;
    }
    .expert-photo-wrap {
      position: relative;
    }
    .expert-photo-placeholder {
      width: 100%; aspect-ratio: 3/4;
      background: linear-gradient(160deg, var(--accent) 0%, var(--ink) 100%);
      border-radius: 16px;
      display: flex; align-items: center; justify-content: center;
      font-size: 6rem;
    }
    .expert-badge {
      position: absolute; bottom: -1.5rem; right: -1.5rem;
      background: var(--white); border-radius: 12px;
      padding: 1rem 1.25rem;
      box-shadow: var(--shadow);
      border: 1px solid var(--slate);
      text-align: center;
    }
    .expert-badge .num {
      font-family: var(--ff-display);
      font-size: 1.8rem; font-weight: 900; color: var(--gold);
      line-height: 1;
    }
    .expert-badge .lbl {
      font-size: .78rem; color: var(--ink-soft);
      font-weight: 500; white-space: nowrap;
    }
    .expert-content blockquote {
      font-family: var(--ff-display);
      font-size: 1.35rem; font-weight: 600;
      color: var(--accent); line-height: 1.5;
      border-left: 3px solid var(--gold);
      padding-left: 1.25rem; margin: 1.5rem 0 1.5rem;
      font-style: italic;
    }
    .expert-content p {
      font-size: 1rem; color: var(--ink-soft); line-height: 1.75;
      margin-bottom: 1rem;
    }
    .expert-name {
      font-family: var(--ff-display);
      font-size: 1.5rem; font-weight: 700; color: var(--ink);
      margin-bottom: .25rem;
    }
    .expert-role { font-size: .9rem; color: var(--gold); font-weight: 600; }

    /* ── Rechtsgrundlagen ─────────────────────────────── */
    .legal-grid {
      display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
      gap: 1.5rem;
    }
    .legal-card {
      padding: 1.75rem;
      border: 1px solid var(--slate); border-radius: 10px;
      background: var(--white);
    }
    .legal-card h4 {
      font-family: var(--ff-display); font-size: 1.05rem; font-weight: 700;
      color: var(--ink); margin-bottom: .5rem;
    }
    .legal-card p { font-size: .9rem; color: var(--ink-soft); line-height: 1.65; }
    .legal-card .law-ref {
      display: inline-block; margin-top: .75rem;
      font-size: .78rem; font-weight: 600; letter-spacing: .06em;
      text-transform: uppercase; color: var(--accent);
      background: rgba(26,58,92,.07); padding: .25rem .65rem;
      border-radius: 4px;
    }

    /* ── CTA Banner ────────────────────────────────────── */
    .cta-banner {
      background: linear-gradient(135deg, var(--ink) 0%, var(--accent) 100%);
      color: var(--white); text-align: center;
      padding: 5rem 1.5rem;
      position: relative; overflow: hidden;
    }
    .cta-banner::before {
      content: '';
      position: absolute; top: -50%; left: 50%;
      transform: translateX(-50%);
      width: 800px; height: 800px;
      background: radial-gradient(circle, rgba(184,136,42,.12) 0%, transparent 65%);
    }
    .cta-banner h2 {
      font-family: var(--ff-display);
      font-size: clamp(1.8rem, 3.5vw, 2.8rem); font-weight: 700;
      margin-bottom: 1rem; position: relative;
    }
    .cta-banner p {
      font-size: 1.1rem; color: rgba(255,255,255,.75);
      max-width: 560px; margin: 0 auto 2.5rem; line-height: 1.7;
      position: relative;
    }
    .cta-banner .actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }
    .btn-light {
      display: inline-flex; align-items: center; gap: .5rem;
      background: var(--white); color: var(--ink);
      padding: .9rem 2.25rem; border-radius: var(--radius);
      font-weight: 700; font-size: 1rem;
      transition: transform var(--trans), box-shadow var(--trans);
      box-shadow: 0 4px 18px rgba(0,0,0,.25);
    }
    .btn-light:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(0,0,0,.35); }
    .btn-tel {
      display: inline-flex; align-items: center; gap: .5rem;
      border: 1px solid rgba(255,255,255,.3); color: var(--white);
      padding: .9rem 2.25rem; border-radius: var(--radius);
      font-weight: 500; font-size: 1rem;
      transition: border-color var(--trans), background var(--trans);
    }
    .btn-tel:hover { border-color: var(--gold); background: rgba(184,136,42,.15); }

    /* ── Testimonials ──────────────────────────────────── */
    .testimonials-grid {
      display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
      gap: 2rem;
    }
    .testimonial {
      background: var(--white); border-radius: 12px;
      border: 1px solid var(--slate);
      padding: 2rem;
    }
    .testimonial-stars { color: var(--gold); font-size: 1rem; margin-bottom: .75rem; }
    .testimonial p { font-size: .97rem; color: var(--ink-soft); line-height: 1.7; font-style: italic; }
    .testimonial-author {
      margin-top: 1.25rem; display: flex; align-items: center; gap: .75rem;
    }
    .author-avatar {
      width: 40px; height: 40px; border-radius: 50%;
      background: linear-gradient(135deg, var(--accent), var(--gold));
      display: flex; align-items: center; justify-content: center;
      color: var(--white); font-weight: 700; font-size: .9rem;
      flex-shrink: 0;
    }
    .author-info .name { font-weight: 700; font-size: .92rem; color: var(--ink); }
    .author-info .role { font-size: .82rem; color: var(--ink-soft); }

    /* ── FAQ ───────────────────────────────────────────── */
    .faq-list { max-width: 820px; margin: 0 auto; }
    .faq-item {
      border-bottom: 1px solid var(--slate); overflow: hidden;
    }
    .faq-q {
      width: 100%; background: none; border: none; cursor: pointer;
      display: flex; justify-content: space-between; align-items: center;
      padding: 1.5rem 0; text-align: left;
      font-family: var(--ff-body); font-size: 1.05rem; font-weight: 600;
      color: var(--ink);
    }
    .faq-q:hover { color: var(--gold); }
    .faq-chevron {
      font-size: 1.2rem; transition: transform var(--trans); flex-shrink: 0;
    }
    .faq-a {
      display: none; padding-bottom: 1.5rem;
      font-size: .97rem; color: var(--ink-soft); line-height: 1.75;
    }
    .faq-a.open { display: block; }
    .faq-chevron.open { transform: rotate(180deg); color: var(--gold); }

    /* ── Footer ────────────────────────────────────────── */
    .footer {
      background: var(--ink); color: rgba(255,255,255,.65);
      padding: 4rem 1.5rem 2rem;
    }
    .footer-grid {
      max-width: 1180px; margin: 0 auto;
      display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 3rem;
      padding-bottom: 3rem; border-bottom: 1px solid rgba(255,255,255,.1);
    }
    .footer-logo {
      font-family: var(--ff-display);
      font-size: 1.25rem; font-weight: 700;
      color: var(--white); margin-bottom: .75rem;
    }
    .footer-logo span { color: var(--gold); }
    .footer-desc { font-size: .9rem; line-height: 1.7; margin-bottom: 1.25rem; }
    .footer-tel {
      display: inline-flex; align-items: center; gap: .5rem;
      color: var(--gold); font-weight: 600;
    }
    .footer-col h4 {
      color: var(--white); font-size: .9rem; font-weight: 700;
      letter-spacing: .06em; text-transform: uppercase;
      margin-bottom: 1.25rem;
    }
    .footer-col ul { list-style: none; }
    .footer-col ul li { margin-bottom: .6rem; }
    .footer-col ul a {
      font-size: .9rem; color: rgba(255,255,255,.6);
      transition: color var(--trans);
    }
    .footer-col ul a:hover { color: var(--gold); }
    .footer-bottom {
      max-width: 1180px; margin: 2rem auto 0;
      display: flex; justify-content: space-between; align-items: center;
      flex-wrap: wrap; gap: 1rem;
      font-size: .85rem; color: rgba(255,255,255,.4);
    }
    .footer-bottom a { color: rgba(255,255,255,.5); transition: color var(--trans); }
    .footer-bottom a:hover { color: var(--gold); }

    /* ── Scroll to Top ─────────────────────────────────── */
    #scrollTop {
      position: fixed; bottom: 2rem; right: 2rem; z-index: 999;
      width: 44px; height: 44px;
      background: var(--gold); color: var(--white);
      border: none; border-radius: 50%; cursor: pointer;
      font-size: 1.1rem;
      box-shadow: 0 4px 14px rgba(184,136,42,.4);
      display: none; align-items: center; justify-content: center;
      transition: background var(--trans), transform var(--trans);
    }
    #scrollTop:hover { background: var(--gold-lt); transform: translateY(-2px); }
    #scrollTop.visible { display: flex; }

    /* ── Responsive ────────────────────────────────────── */
    @media (max-width: 900px) {
      .hero-inner { grid-template-columns: 1fr; padding: 4rem 1.5rem; }
      .hero-visual { display: none; }
      .expert-grid { grid-template-columns: 1fr; gap: 3rem; }
      .expert-badge { right: 0; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
    }
    @media (max-width: 640px) {
      .nav-links { display: none; }
      .usp-bar-inner { gap: 1.5rem; }
      .footer-grid { grid-template-columns: 1fr; }
    }

    /* ── Animations ────────────────────────────────────── */
    @keyframes fadeUp {
      from { opacity: 0; transform: translateY(24px); }
      to   { opacity: 1; transform: translateY(0); }
    }
    .hero-label, .hero h1, .hero-sub, .hero-actions {
      animation: fadeUp .7s ease both;
    }
    .hero h1        { animation-delay: .1s; }
    .hero-sub       { animation-delay: .2s; }
    .hero-actions   { animation-delay: .3s; }

    /* ── Contact Form ──────────────────────────────────── */
    .kontakt-form {
      margin-top: 2.5rem; text-align: left; max-width: 640px; margin-left: auto; margin-right: auto;
      background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.18);
      border-radius: var(--radius); padding: 1.75rem;
    }
    .form-row { display: flex; gap: 1rem; flex-wrap: wrap; }
    .form-field { flex: 1 1 220px; margin-bottom: 1rem; }
    .form-field label { display: block; font-size: .82rem; font-weight: 600; margin-bottom: .35rem; color: #fff; }
    .form-field input, .form-field textarea {
      width: 100%; padding: .65rem .8rem; border-radius: 4px; border: 1px solid rgba(255,255,255,.3);
      background: rgba(255,255,255,.95); color: var(--ink); font-family: var(--ff-body); font-size: .92rem; box-sizing: border-box;
    }
    .form-field textarea { resize: vertical; }
    .cf-hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
    .cf-status { margin-top: .85rem; font-size: .88rem; min-height: 1.2em; }
    .cf-status.ok { color: #8fd9a8; }
    .cf-status.err { color: #f3a3a3; }
    #cf-submit:disabled { opacity: .6; cursor: not-allowed; }

    /* ── Cookie Banner ──────────────────────────────────── */
    #cookie-banner {
      position: fixed; left: 0; right: 0; bottom: 0; z-index: 9999;
      background: var(--ink); color: #fff; padding: 1.1rem 1.5rem;
      display: none; align-items: center; justify-content: space-between; gap: 1.5rem; flex-wrap: wrap;
      box-shadow: 0 -4px 24px rgba(0,0,0,.25); font-family: var(--ff-body); font-size: .88rem;
    }
    #cookie-banner p { margin: 0; max-width: 640px; line-height: 1.5; }
    #cookie-banner a { color: var(--gold-lt); text-decoration: underline; }
    #cookie-banner .cb-actions { display: flex; gap: .75rem; flex-shrink: 0; }
    #cookie-banner button {
      border: none; border-radius: 4px; padding: .6rem 1.2rem; font-weight: 600; cursor: pointer; font-size: .85rem;
    }
    #cb-accept { background: var(--gold); color: var(--ink); }
    #cb-decline { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,.4) !important; }
  